Move to the future with Siirto
Send money to friends in seconds, pay online with a few taps, and receive your bills directly in your bank. All‑new Siirto. Coming 27 May 2026.
Money moves. Effortlessly.
Siirto – all your everyday payments in one place: payments to friends, online payments, and bills straight to your bank. All in your mobile bank, account to account.
Pay a friend
Transfer money easily using just a phone number. Payments move in real time from one bank to another.
Pay online
Pay for your online purchases quickly and securely with Siirto. Used by around 30,000 online stores already. Nordea customers will gain access to Siirto e‑commerce payment later.
Get your bills straight to your bank
Receive your bills directly in your online bank. Siirto retrieves your e‑invoice address and forwards it to billers on your behalf.
Siirto is a domestic service that we develop and maintain in Finland.
This is how Siirto makes paying easier
Real-time
When money moves from one account to another in real time, everyday payments flow smoothly. No waiting.
Secure
You make the payment through your bank’s highly secure channels. The transfer is covered by the same bank‑level security as your other payments.
Easy
You send and receive payments directly from your banking app.
Made in Finland
Siirto is a Finnish service, built in Finland and supporting the Finnish payment system.
Evolving
We are gradually adding new features and bringing in new billers that use Siirto.
More than 1 million
registered users
In under 10 seconds,
money moves from one account to another
30,000 online stores
where you can pay with Siirto
Siirto is a Finnish service developed and operated by Siirto Brand Oy.
It is owned by OP Pohjola and Nordea.
News
Posti and Siirto launch cooperation to streamline invoicing and payments
Posti and Siirto have entered into a cooperation agreement aimed at making the…
Maventa and Siirto partner to deliver invoices directly to consumers’ banks
Maventa and Siirto have agreed on a partnership aimed at making the delivery…
Orbyt and Siirto launch cooperation: e‑invoices delivered directly to mobile banking apps
Siirto and Orbyt are launching a cooperation that enables e‑invoices to be delivered…
Get started with Siirto
Join over a million Finns. Activate the service in your banking app.