Move to the future with Siirto
Siirto has been renewed! Send money to friends in seconds, pay online with a few taps, and receive your bills directly in your bank. All‑new Siirto.
Money moves. Effortlessly.
Siirto – all your everyday payments in one place: payments to friends, online payments, and bills straight to your bank. All in your mobile bank, account to account.
Pay a friend
Transfer money easily using just a phone number. Payments move in real time from one bank to another.
Shop online
Pay for your online purchases quickly and securely with Siirto. Used by around 30,000 online stores already.
Get your bills straight to your bank
Receive your bills directly in your online bank. Siirto retrieves your e‑invoice address and forwards it to billers on your behalf.
Siirto is a domestic service that we develop and maintain in Finland.
This is how Siirto makes paying easier
Real-time
When money moves from one account to another in real time, everyday payments flow smoothly. No waiting.
Secure
You make the payment through your bank’s highly secure channels. The transfer is covered by the same bank‑level security as your other payments.
Easy
You send and receive payments directly from your banking app.
Made in Finland
Siirto is a Finnish service, built in Finland and supporting the Finnish payment system.
Evolving
We are gradually adding new features and bringing in new billers that use Siirto.
More than 1 million
registered users
In under 10 seconds,
money moves from one account to another
30,000 online stores
where you can pay with Siirto
Siirto is a Finnish service developed and operated by Siirto Brand Oy.
It is owned by OP Pohjola and Nordea.
News
Consumers can now receive Lowell’s invoices directly in their mobile banking app
Customers of companies using Lowell's service can now receive their invoices even more…
How Siirto brings your bills straight to your mobile bank
With Siirto, you pay a friend in seconds and shop online with just…
Tieto and Siirto partner to improve e-invoicing experience in Finland
Tieto and Siirto, an instant payment method with more than 1 million registered…
Get started with Siirto
Join over a million Finns. Activate the service in your banking app.