Seamless payments in your online store
Offer your customers an easy, direct way to pay from their banking app – with no registration and no card details. Join 30,000 online stores and start offering Siirto.
For online merchants
Pay in your online store with just a few taps
Your customer pays in their own banking app: no card details, no registration, no extra steps. Activate Siirto through your own payment service provider.
Better conversion
Customers pay in their own banking app in a familiar and secure way. This reduces cart abandonment and improves conversion.
A fast way to pay
Siirto combines the security of online banking with the ease of mobile payments. Pay directly in your mobile bank in online stores and apps.
Easy to get started
Siirto is available through many of our payment service provider partners, and setup is effortless. You can also contact us directly.
Customer story · Moi Mobiili
Moi customers pay with Siirto directly in their own banking app
Moi Mobiili offers Siirto as an alternative payment method in its Mun Moi self-service portal. In the EPSI Rating 2026 survey, Moi received the best scores among private mobile subscription customers, including for ease of doing business (84 vs. an industry average of 71.3).
“Siirto is an alternative payment method for our customers in Mun Moi. It is a fast, easy and familiar way to pay, because it is right there in their own banking app.”
Ulla Koivula, Sales and Marketing Director, Moi Mobiili Oy
This is how easy it is to pay with Siirto
See what a Siirto payment looks like to your customer and how to integrate it into your own application via API.
Siirto is a Finnish service developed and operated by Siirto Brand Oy. It is owned by OP Pohjola and Nordea.
3 million
Finns can use Siirto
Up to 97 %
payment success rate
30 000
online stores already offer Siirto as a payment method to their customers
Frequently asked questions
Find answers to business customers’ questions.
The easiest way is to contact our payment service provider partners. Your company doesn’t need a separate agreement with Siirto Brand Oy; Siirto is activated through the payment service provider. Many payment partners have Siirto integrated already, so you can also activate the payment method yourself.
Yes. Invoicers can choose to sign an agreement directly with Siirto. In that case the company implements the integration to Siirto’s interfaces itself.
Yes, both are fine. You can tell people about the Siirto collaboration on your website and use the Siirto logo, for example in customer communications. You can download the logo here: Medialle – Siirto.
The API specifications are available in the Siirto API portal. Contact Siirto via the contact form and we’ll open the access rights you need.
Yes. We provide a test environment to customers who have signed an agreement, to support integration and go-live.
Interested?
Contact your payment service provider partner or ask our Sales Director, Mari Bilici, mari.bilici@siirto.fi
